Welcome to the Rockett Finance blog dedicated to helping you build strong money habits and navigate the home buying process with confidence.
From everyday personal finance strategies and credit-building tips to expert insights on securing a home loan, we empower you to take control of your financial future.
Dive into our latest blogs and wealth-building tools to kickstart your journey toward homeownership today.
Rockett Finance Blog
How Can Parents Help Their Kids Buy a Home?
Worried about how your kids will ever afford a home? Helping them can start years before they are ready to buy. Tara explains gifted deposits, family loans, guarantor lending, using equity and the long-term steps parents can take to create more options for the whole family.
Your Home Has Grown in Value. What Can You Actually Do With the Equity?
If your home has grown in value, you may have more equity than you realise. Here is how usable equity works, what it can potentially be used for, and the questions to ask before increasing your home loan.
Can I Consolidate Credit Cards, Car Loans or Personal Debt Into My Mortgage?
Too many repayments pulling your money in different directions? Debt consolidation through your home loan may help simplify things and reduce monthly pressure - but timing, loan structure and payout costs matter. Here is what to understand before you refinance.
Should I Refinance My Home Loan in 2026? 6 Signs It Could Be Worth a Review
Your home loan does not have to be terrible to be worth reviewing. From a better rate or lower repayments to accessing equity or changing the structure to suit your life now, here are six signs it may be time to see what else is possible.
Why Does Our Household Still Feel Broke? 7 Places to Look Before Cutting Everything Fun
Earning decent money but still wondering where it all goes? You are not imagining it. Here are seven practical places to look first - including your mortgage, debts, predictable bills and the savings buffer that can give your household more breathing room.
What deposit do I need to buy a home?
Thinking of buying a home but worried about saving enough for a deposit? You’re not alone. Let's explore your options and make your dream of homeownership a reality.
From Zero to Home Owner: Tips to help you get there
Kickstart your journey to homeownership with 10 practical tips to save smarter, budget better, and get you into your dream home sooner. Ready? Let’s go...
Renting vs Buying: Key Considerations
Deciding between renting and buying? Explore the real costs and benefits. Unpack the facts, get empowered, and find out if buying is for you.
Extra Costs to Consider When Buying a Home
A detailed breakdown of the various upfront costs to consider when buying your next property.
A Guide to First Home Buyer Incentives
Unlock your first home. Navigate the grants schemes & incentives available to help you buy your first home sooner.
The Role of a Guarantor in Home Buying
What is a guarantor? How does it work? What are the benefits & responsibilities of a guarantee? Here’s a guide to answer your burning questions.
Ready to Buy? From Deposit to Doorstep
You’ve saved your deposit—woohoo! Now what? It’s time to get pre-approved and start house hunting. But where do you start? We’ll guide you through the next steps, from lender pre-approvals to making an offer.
Common Mortgage Lingo, Made Simple Just For You
Home loan jargon making your head spin? We’ve got you covered! This guide breaks down all the key mortgage world terms into simple, everyday language —so you can feel like a pro from the start.
Buy Established, New, or Build? Pros and Cons
Can’t decide between buying an existing home, a brand-new one, or building from scratch? Each option has its perks and challenges! We’ll break it down to help you choose what’s right for you.
Variable vs Fixed Loans: What’s right for me?
Let’s break down how each loan type works, their pros and cons, and which one could suit you best. Still unsure? Don’t worry, we’ve got you…
Offset vs Redraw: What’s the difference?
Well, they both help reduce interest on your home loan, BUT they work very differently... HELP! We hear you… let’s break it down and help you choose the right option for your savings style!
Understanding Lenders Mortgage Insurance (LMI)
LMI - love it or hate it, it helps buyers get into the market sooner with a smaller deposit. But what is it, how much does it cost, and can you avoid it? Let’s unpack everything you need to know.
Having the Right People in Your Corner
Buying a home isn’t a solo mission - you need the right team backing you! From brokers to conveyancers, building inspectors to accountants, here’s your guide to assembling the ultimate home-buying support team.
Property Inspection Tips: What to Look For
Don’t let hidden surprises ruin your dream home! Learn what to check for during property inspections, the must-ask questions, and how to spot potential red flags before you buy…
RealEstate.com Searching Tips
Master RealEstate.com.au with these game-changing search hacks — find better listings, access hidden gems, and make smarter buying decisions.